Category Archives for Finance

Long-Term vs. Short-Term Debt

Whilst you may have a vague idea about the differences between long-term and short-term debt, in accounting terms there are some very clear differences between the two. There are also a number of factors to take into account when considering taking on one form of debt or the other. In accounting terms, short-term debt is […]

Continue reading...

Wealth Management vs ETFs

Have you ever thought about the differences between wealth management and investing in exchange traded funds (ETFs)? That’s the topic of today’s article and we’re going to examine it by means of a pizza… Suppose we have two pizza sellers. One is a plush restaurant with cotton table cloths, candles, well positioned lighting and relaxing […]

Continue reading...

Understanding Company Valuations

All publicly listed companies have valuations, that is, a price for which you can purchase the entire company, including both tangible and intangible assets. These valuations are readily available on the Internet (Yahoo Finance has up to the minute valuations), and yet I’m often surprised how few people in senior positions within publicly listed organizations […]

Continue reading...

The Kraljic Matrix | How to Optimize Purchasing Costs and Risks

The Kraljic Matrix helps us develop a purchasing strategy for the products and services our organization consumes. It aims to remove supply vulnerability as much as possible and maximize our potential buying power. The model was published in Harvard Business Review in 1983, although it was already in use at BASF at this time. The […]

Continue reading...